.nav-loans-active{border-bottom-color:#023d4b !important;color:#023d4b !important}
.loans-main{background:#f6f6f6;min-height:calc(100vh - 56px);padding:24px 0 60px}
.loans-container{max-width:960px;margin:0 auto;padding:0 24px}
.loans-page-hdr{display:flex;align-items:center;gap:10px;margin-bottom:16px}
.loans-coin-img{width:34px;height:34px;border-radius:50%;display:block;flex-shrink:0}
.loans-page-hdr h1{font-size:20px;font-weight:500;color:#232323;flex:1}
.loans-apply-btn{background:#023d4b;color:#fff;border:none;padding:9px 18px;border-radius:5px;font-size:13px;font-weight:500;cursor:pointer;font-family:inherit;white-space:nowrap}
.loans-apply-btn:hover{background:#01242d}
.loans-card{background:#fff;border:1px solid #e0e0e0;border-radius:8px;overflow:hidden;margin-bottom:16px}
.loans-tabs{display:flex;border-bottom:1px solid #e0e0e0;padding:0 24px}
.loans-tab{background:none;border:none;border-bottom:2px solid transparent;padding:12px 0;margin-right:24px;font-size:14px;color:#6a6a6a;cursor:pointer;font-family:inherit;display:flex;align-items:center;gap:6px;margin-bottom:-1px;transition:color .15s,border-color .15s}
.loans-tab.is-active{color:#023d4b;border-bottom-color:#023d4b;font-weight:500}
.loans-tab-badge{background:#e8e8e8;color:#6a6a6a;font-size:11px;padding:1px 6px;border-radius:10px;font-weight:400}
.loans-tab.is-active .loans-tab-badge{background:#d4f0e8;color:#023d4b}
.loans-empty{display:flex;flex-direction:column;align-items:center;padding:48px 24px;text-align:center}
.loans-empty-icon{width:52px;height:52px;border-radius:50%;background:#d4f0e8;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.loans-empty h3{font-size:16px;font-weight:500;color:#232323;margin-bottom:10px}
.loans-empty p{font-size:13px;color:#6a6a6a;line-height:1.6;max-width:400px;margin-bottom:20px}
.loans-empty p a{color:#023d4b;text-decoration:underline;cursor:pointer}
.loans-watch-btn{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid #c8c8c8;color:#232323;padding:8px 18px;border-radius:5px;font-size:13px;cursor:pointer;font-family:inherit}
.loans-watch-btn:hover{border-color:#023d4b;color:#023d4b}
.loans-no-closed{display:flex;flex-direction:column;align-items:center;padding:40px 24px;gap:12px;color:#6a6a6a;font-size:13px}
.loans-no-closed-icon{width:44px;height:44px;border-radius:50%;background:#f0f0f0;display:flex;align-items:center;justify-content:center}
.calc-body{padding:24px}
.calc-title{font-size:16px;font-weight:500;color:#232323;margin-bottom:6px}
.calc-subtitle{font-size:13px;color:#6a6a6a;line-height:1.55;margin-bottom:20px}
.calc-subtitle a{color:#023d4b;text-decoration:underline}
.calc-grid{display:grid;grid-template-columns:1fr 320px;gap:0;align-items:start}
.calc-label{font-size:12px;color:#232323;margin-bottom:5px;font-weight:400;display:flex;align-items:center;gap:4px}
.calc-row{margin-bottom:14px}
.calc-top-row{display:grid;grid-template-columns:1fr 90px;gap:8px;align-items:end;margin-bottom:4px}
.calc-funded-col .calc-label{justify-content:flex-end;text-align:right}
.calc-input-wrap{display:flex;border:1px solid #bdbdbd;border-radius:4px;overflow:hidden;align-items:stretch}
.calc-input-wrap:focus-within{border-color:#023d4b}
.calc-num{flex:1;border:none;padding:9px 12px;font-size:15px;font-family:inherit;color:#232323;outline:none;background:#fff;min-width:0}
.calc-num:disabled{background:#f6f6f6}
.calc-badge{display:flex;align-items:center;gap:5px;padding:8px 10px;border-left:1px solid #e0e0e0;font-size:13px;color:#232323;flex-shrink:0;background:#fff;white-space:nowrap}
.calc-badge img{width:18px;height:12px;border-radius:2px;object-fit:cover}
.calc-hint{font-size:12px;color:#03657c;line-height:1.4;margin-bottom:14px}
.calc-select{border:1px solid #bdbdbd;border-radius:4px;padding:8px 8px;font-size:13px;font-family:inherit;color:#232323;background:#fff;cursor:pointer;outline:none;width:100%;height:38px}
.calc-select:focus{border-color:#023d4b}
.calc-rates-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:5px;margin-bottom:10px}
.calc-rate-box{border:1px solid #d4d4d4;border-radius:4px;padding:9px 8px;text-align:left;cursor:pointer;background:#fff;transition:border-color .15s}
.calc-rate-box.is-active{border:2px solid #023d4b;background:#fff;padding:8px 7px}
.calc-rate-pct{font-size:13px;font-weight:500;color:#023d4b;line-height:1.2}
.calc-rate-tier{font-size:10.5px;color:#6a6a6a;margin-top:2px;line-height:1.3}
.calc-savings{display:flex;align-items:flex-start;gap:6px;background:#f0faf4;border:1px solid #b8e4cc;border-radius:4px;padding:8px 12px;font-size:12px;color:#1a6b3c;line-height:1.45;margin-bottom:12px}
.calc-savings svg{flex-shrink:0;margin-top:1px}
.calc-coll-badge{display:flex;align-items:center;gap:5px;padding:8px 10px;border-left:1px solid #e0e0e0;font-size:13px;color:#232323;flex-shrink:0;background:#fff;white-space:nowrap}
.calc-coll-badge img{width:18px;height:18px;border-radius:50%}
.calc-safety{font-size:11.5px;color:#6a6a6a;margin-top:5px;line-height:1.5}
.calc-safety a{color:#023d4b}
.calc-right-col{padding-left:28px;border-left:1px solid #ececec}
.calc-left-col{padding-right:16px}
.calc-out-section{margin-bottom:14px}
.calc-out-label{font-size:12px;color:#6a6a6a;margin-bottom:3px;font-weight:400}
.calc-out-val{font-size:24px;font-weight:400;color:#232323;line-height:1.2}
.calc-out-val.sm{font-size:20px}
.calc-out-sub{font-size:12px;color:#6a6a6a;margin-top:2px;line-height:1.4}
.calc-apply-btn{display:block;width:100%;margin-top:20px;background:#023d4b;color:#fff;border:none;padding:11px 16px;border-radius:5px;font-size:14px;font-weight:500;cursor:pointer;font-family:inherit;text-align:center}
.calc-apply-btn:hover{background:#01242d}

.ltv-body{padding:24px}
.ltv-title{font-size:16px;font-weight:500;color:#232323;margin-bottom:6px}
.ltv-subtitle{font-size:13px;color:#6a6a6a;line-height:1.55;margin-bottom:22px}
.ltv-grid{display:grid;grid-template-columns:1fr 280px;gap:20px;align-items:start}
.ltv-field{margin-bottom:18px}
.ltv-field-label-row{margin-bottom:8px}
.ltv-field-label{font-size:13px;color:#232323;font-weight:500}
.ltv-approx{font-size:12px;color:#6a6a6a;margin-top:5px}
.ltv-note{font-size:12px;color:#6a6a6a;line-height:1.55;margin-top:16px}
.ltv-note a{color:#6a6a6a}

.btc-slider-row{display:flex;align-items:center;gap:8px}
.ltv-slider-row{display:flex;align-items:center;gap:8px}
.ltv-bound-sm{font-size:11px;color:#6a6a6a;white-space:nowrap;flex-shrink:0}

.slider-track-wrap{height:20px;display:flex;align-items:center;position:relative}
.slider-bg-track{position:absolute;left:8px;right:8px;height:4px;background:#d4d4d4;border-radius:2px}
.slider-fill{position:absolute;left:0;top:0;height:4px;background:#023d4b;border-radius:2px;pointer-events:none}

.ltv-dot{position:absolute;top:50%;width:6px;height:6px;border-radius:50%;transform:translate(-50%,-50%);pointer-events:none;z-index:1}
.ltv-dot-gray{background:#9a9a9a}
.ltv-dot-amber{background:#c47b0a}
.ltv-dot-red{background:#c0392b}

.sim-range{-webkit-appearance:none;appearance:none;position:absolute;left:0;right:0;width:100%;height:4px;background:transparent;outline:none;cursor:pointer;border:none;margin:0;z-index:2}
.sim-range::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:#023d4b;cursor:pointer;border:2px solid #fff;box-shadow:0 0 0 1.5px #023d4b;z-index:3}
.sim-range::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#023d4b;cursor:pointer;border:2px solid #fff;box-shadow:0 0 0 1.5px #023d4b}
.sim-range::-webkit-slider-runnable-track{background:transparent}
.sim-range::-moz-range-track{background:transparent}
.ltv-sim-range.risk::-webkit-slider-thumb{background:#c47b0a;box-shadow:0 0 0 1.5px #c47b0a}
.ltv-sim-range.risk::-moz-range-thumb{background:#c47b0a;box-shadow:0 0 0 1.5px #c47b0a}
.ltv-sim-range.danger::-webkit-slider-thumb{background:#c0392b;box-shadow:0 0 0 1.5px #c0392b}
.ltv-sim-range.danger::-moz-range-thumb{background:#c0392b;box-shadow:0 0 0 1.5px #c0392b}

.btc-bubble{display:none;position:absolute;bottom:calc(100% + 6px);background:#023d4b;color:#fff;padding:2px 7px;border-radius:4px;font-size:11px;white-space:nowrap;pointer-events:none;transform:translateX(-50%);z-index:10}
.btc-bubble::after{content:'';position:absolute;top:100%;left:50%;transform:translateX(-50%);border:4px solid transparent;border-top-color:#023d4b}

.sim-inp-group{display:flex;align-items:center;gap:4px;flex-shrink:0}
.sim-val-input{border:1px solid #bdbdbd;border-radius:4px;padding:5px 8px;font-size:13px;font-family:inherit;color:#232323;width:76px;text-align:right;outline:none}
.sim-val-input:focus{border-color:#023d4b}
.sim-unit{font-size:13px;color:#6a6a6a}

.ltv-marks-row{position:relative;margin-top:5px;height:16px;font-size:11px;color:#6a6a6a}
.ltv-marks-row span{position:absolute;transform:translateX(-50%)}
.ltv-marks-row span:first-child{transform:none}
.ltv-marks-row span:last-child{transform:translateX(-100%)}

.ltv-status{border:1px solid #e0e0e0;border-radius:6px;overflow:hidden}
.ltv-status-head{padding:13px 15px;font-size:14px;font-weight:600}
.ltv-status-head.green{background:#fff;color:#232323}
.ltv-status-head.orange{background:#fef3e2;color:#92530a}
.ltv-status-head.red{background:#fde8e8;color:#8b1a1a}
.ltv-status-body{padding:11px 15px;border-top:1px solid #e0e0e0}
.ltv-status-desc{font-size:13px;color:#6a6a6a;line-height:1.55;margin-bottom:10px}
.ltv-status-info{display:flex;align-items:flex-start;gap:7px;background:#eef6ff;border:1px solid #bdd7f7;border-radius:5px;padding:9px 11px;font-size:12px;color:#1a4a8a;line-height:1.5}
.ltv-status-info svg{flex-shrink:0;margin-top:1px}
.ltv-status-info a{color:#1a4a8a;font-weight:500;text-decoration:underline}

.magic-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:1200;align-items:center;justify-content:center;padding:16px}
.magic-overlay.is-open{display:flex}
.magic-modal{background:#fff;border-radius:12px;width:100%;max-width:500px;padding:32px 32px 28px;position:relative}
.magic-close{position:absolute;top:16px;right:16px;background:none;border:none;cursor:pointer;color:#6a6a6a;padding:4px;display:flex;align-items:center;font-size:20px;line-height:1}
.magic-close:hover{color:#232323}
.magic-top-icon{width:56px;height:56px;border-radius:50%;background:#d4f0e8;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.magic-title{font-size:20px;font-weight:400;color:#232323;text-align:center;margin-bottom:24px}
.magic-items{display:flex;flex-direction:column;gap:18px;margin-bottom:24px}
.magic-item{display:flex;align-items:flex-start;gap:14px}
.magic-item-icon{width:44px;height:44px;border-radius:50%;background:#d4f0e8;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}
.magic-item-title{font-size:14px;font-weight:600;color:#232323;margin-bottom:4px}
.magic-item-desc{font-size:13px;color:#6a6a6a;line-height:1.55}
.magic-footer{display:flex;justify-content:flex-end;padding-top:16px;border-top:1px solid #ececec}
.magic-cta{background:#023d4b;color:#fff;border:none;padding:11px 22px;border-radius:5px;font-size:14px;font-weight:500;cursor:pointer;font-family:inherit}
.magic-cta:hover{background:#01242d}

.steps-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:1200;align-items:center;justify-content:center;padding:16px}
.steps-overlay.is-open{display:flex}
.steps-modal{background:#fff;border-radius:10px;width:100%;max-width:540px;max-height:92vh;overflow-y:auto;position:relative}
.steps-modal-close{position:absolute;top:14px;right:16px;background:none;border:none;cursor:pointer;color:#6a6a6a;padding:4px;display:flex}
.steps-modal-close:hover{color:#232323}
.steps-modal-inner{padding:28px 32px 24px}
.steps-modal-title{font-size:20px;font-weight:600;color:#232323;text-align:center;margin-bottom:4px}
.steps-modal-sub{font-size:13px;color:#6a6a6a;text-align:center;margin-bottom:24px}
.steps-row{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:0;align-items:start;margin-bottom:28px}
.step-item{text-align:center;padding:0 4px}
.step-num{width:36px;height:36px;border-radius:50%;background:#d4f0e8;color:#023d4b;font-size:16px;font-weight:600;display:flex;align-items:center;justify-content:center;margin:0 auto 8px}
.step-time{font-size:10px;font-weight:600;color:#03657c;text-transform:uppercase;letter-spacing:.5px;margin-bottom:5px}
.step-title{font-size:13px;font-weight:600;color:#232323;margin-bottom:4px}
.step-desc{font-size:12px;color:#6a6a6a;line-height:1.5}
.step-arrow{padding-top:16px;color:#bdbdbd;font-size:18px;flex-shrink:0}
.steps-faq{border-top:1px solid #ececec;padding-top:20px;margin-bottom:16px}
.steps-faq-title{font-size:14px;font-weight:600;color:#232323;margin-bottom:14px}
.faq-item{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px}
.faq-icon{width:32px;height:32px;border-radius:50%;background:#e5f5f0;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}
.faq-q{font-size:13px;font-weight:500;color:#232323;margin-bottom:3px}
.faq-a{font-size:12px;color:#6a6a6a;line-height:1.5}
.steps-footer{display:flex;align-items:center;justify-content:space-between;padding-top:14px;border-top:1px solid #ececec}
.steps-footer-text{font-size:12px;color:#6a6a6a}
.steps-footer-text a{color:#023d4b;text-decoration:underline}
.steps-cta{background:#023d4b;color:#fff;border:none;padding:10px 20px;border-radius:5px;font-size:13px;font-weight:500;cursor:pointer;font-family:inherit}
.steps-cta:hover{background:#01242d}

.kv-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:1100;align-items:center;justify-content:center;padding:16px}
.kv-overlay.is-open{display:flex}
.kv-modal{background:#fff;border-radius:12px;width:100%;max-width:480px;padding:44px 36px 32px;position:relative;text-align:center}
.kv-close{position:absolute;top:16px;right:16px;background:none;border:none;cursor:pointer;color:#6a6a6a;display:flex;align-items:center;padding:4px}
.kv-close:hover{color:#232323}
.kv-icon{width:64px;height:64px;background:#d4f0e8;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.kv-title{font-size:22px;font-weight:600;color:#232323;margin-bottom:14px}
.kv-body{font-size:14px;color:#6a6a6a;line-height:1.55;margin-bottom:28px}
.kv-body a{color:#023d4b;text-decoration:underline}
.kv-footer{display:flex;justify-content:flex-end}
.kv-btn{background:#023d4b;color:#fff;border:none;padding:10px 22px;border-radius:6px;font-size:14px;font-weight:500;cursor:pointer;font-family:inherit}
.kv-btn:hover{background:#01242d}

.video-modal{display:none;position:fixed;inset:0;background:rgba(0,0,0,.88);z-index:9999;align-items:center;justify-content:center}
.video-modal.is-open{display:flex}
.video-modal__close{position:absolute;top:18px;right:18px;background:rgba(255,255,255,.15);border:none;color:#fff;width:42px;height:42px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center}
.video-modal__close:hover{background:rgba(255,255,255,.25)}
.video-modal__wrap{width:90%;max-width:1060px;position:relative;aspect-ratio:16/9}
.video-modal__wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:none}

@media(max-width:768px){
  .calc-grid{grid-template-columns:1fr}
  .calc-divider{display:none}
  .calc-right-col{border-top:1px solid #e8e8e8;padding-top:18px;margin-top:4px}
  .calc-rates-grid{grid-template-columns:repeat(2,1fr)}
  .ltv-grid{grid-template-columns:1fr}
  .steps-row{grid-template-columns:1fr;gap:12px}
  .step-arrow{display:none}
  .steps-modal-inner{padding:24px 20px 20px}
}
